| 1. | The industry thrives , in large part , because it operates mostly outside state usury laws that prohibit excessive interest rates
这个行业尚能存活的很大一部分原因在于，他们运作于州反高利贷法规之外，后者禁止收取过高的利息率。 |
| 2. | A two - tier structure of discount rates has been adopted to ensure that interest rates are adequately responsive to capital flows , while avoiding excessive interest rate volatility if liquidity shortages are only modest
贴现率采用两级制，确保利率充分反映资金流向，也可避免利率因为流动资金轻微短缺而过度波动。 |
| 3. | A former civil servant , who ran loansharking activities in government office premises , was jailed for seven months for lending money to 10 government servants at an excessive interest rate as high as
一名前公务员，在政府办公地方进行高利贷活动，以年息最高达一百六十二厘的利率，向十名政府雇员贷款，被判入狱七个月。 |
| 4. | A two - tier structure of discount rates has been adopted to ensure that interest rates are adequately responsive to capital flows , while avoiding excessive interest rate volatility if liquidity shortages are only modest
贴现率采用两级制，以确保利率能充分反映资金流向，也可避免利率因为流动资金轻微短缺而出现过度波动的情况。 |
| 5. | Allowing for freer access to day end liquidity through the use of exchange fund paper which is fully backed by foreign currency reserves will make hong kong s monetary system less susceptible to manipulation and dampen excessive interest rate volatility without departing from the discipline of the currency board arrangement
由于外汇基金债券票据有外汇储备提供十足支持，所以让持牌银行可以更多利用这些债券票据经贴现窗以回购协议形式取得日终流动资金，可以在没有偏离货币发行局的运作原则下，减低投机者操控市场的能力，以及遏止利率过度波动的情况 |
| 6. | Enquiries revealed that the two arrestees were staff of a legitimate financial company in north point . they would approach the debtors again and offer loans at excessive interest rate from 360 per cent to 613 per cent per annum on their own capacity when the debtors failed to repay the legitimate loans
调查显示该两名被捕男子为北角一所合法财务公司的职员，假如有借贷人未能依期还款，他们会利用私人名义以年息高达三百六十厘至六百一十三厘的利率向借贷人再贷出款项。 |
